# 0.29 Previous Change Summary

> Balanced Exchange Framework (BEF) - Framework Version 1.0, 2026-08-22.
> Source of record: https://balancedexchangeframe.work/doc/v0-29

- Added the Mature Flow / Balanced Wallet conceptual layer: ZERO LEVEL sea-surface model, balance without equality, FLOW BEFORE ACCUMULATION, Economic Gravity, release/reallocation and sufficient-capacity principles.

- Clarified that aggregate zero is an internal Balanced Wallet accounting/design target and does not mean users' legal assets, native coins, fiat balances or net worth equal zero.

- Added explicit ownership safeguard: future expiry/decay/release applies by default to BEF system allocation, incentive, carry privilege or spending-capacity components; it is not authority for automatic confiscation or destruction of user-owned native assets.

- Added Growth -> Saturation -> Natural Deceleration -> Mature Flow logic. Maturity is evidenced by internal circulation, lower fiat-out demand and lower external-capital dependency, not by a promised number/date of Splits.

- Expanded P02 with configurable Consumption Incentive policy: current LANA reference design may use 0-20% incentives, commonly about 5-20%, potentially equal for consumer and merchant, subject to live policy, source-of-funds and regulatory disclosure.

- Expanded P03 with Pre-Split Release and Consumption-Support One-Split Carry concept, including Registrar carry evidence, mandatory end of the carry privilege and entity/jurisdiction-specific legal gate.

- Expanded P13 with consumption-driven growth, separate principal acquisition, one-Split consumption-support capital, maturity indicators, incentive transition and a mature internal-circulation loop.

- Expanded P14 with Zero-Level / Sea-Surface Model, large-wave participation, Economic Gravity, Release/Reallocation, cross-asset Balanced Wallet, fiat de-concentration, sufficient capacity and explicit no-universal-wealth/no-loss language.

- Added CP-60 Consumption Incentive & One-Split Carry Pack and CP-61 Balanced Wallet Zero-Level, Gravity & Release Pack; strengthened CP-18, CP-59 and P20 activation gates.

- Preserved the complete 0.28 architecture, including P01-P24, BuyLana.com, native-coin eligibility, coin-specific Registrar/Split architecture, transaction-price bands, Nostr key alignment, EU/MiCA, UK and U.S. regulatory gates, and the Balance/Coexistence/Preservation foundation.