• Added BEF-P23 United States Market Access & Regulatory Perimeter Protocol.
• Added Annex L U.S. Federal Product & Perimeter Matrix covering FinCEN/BSA, SEC/CFTC, OFAC, IRS, stablecoin, securities and product activation.
• Added Annex M 50-state + District of Columbia activation matrix for strict Lana.discount P08 and direct customer sale/use, with READY/CONDITIONAL/HOLD distinctions and issue notes.
• Added Annex N state activation groups, source-freeze rule and U.S. deployment checklist.
• Preserved and strengthened P08 proprietary treasury substance; mapped FIN-2014-R002 own-account precedent and added state-by-state gating.
• Placed U.S. Mode B merchant settlement on nationwide HOLD until federal/state payment-money-transmission closure or licensed PSP route.
• Placed current Lana8Wonder retail and Direct.Lana.Fund public/retail on U.S. HOLD until securities/private-fund/Blue Sky routes are closed; prohibited U.S. “annuity” product labelling absent actual insurance authority.
• Added U.S. overlays to P01-P21, including Split/future-value communications, crowdfunding, custody, sanctions/Clean Provenance, IRS 1099-DA, privacy/biometrics and Digital Being boundaries.
• Added U.S.-specific Conditions Precedent CP-40 to CP-52 and expanded Definitions, Regulatory References, Closure Matrix, Entity Matrix, Settlement Matrix and KYC Matrix.